Find the right plan for your business
Join Gusto today and don’t pay a cent until you’re ready to run payroll.
Core
For smaller businesses, with simple salaries, wages, and pay schedules.
$39/mo base price
plus $6/mo per person
Plan details:
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Full-service payroll |
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Health benefits administration |
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Employee self service and profiles |
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Accounting and time tracking integrations |
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Employee benefits |
Complete
For growing businesses who want to create a rewarding place to work.
$39/mo base price
plus $12/mo per person
Plan details:
Everything in our Core plan, plus:
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Next-day direct deposit |
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Time Tracking and PTO Management |
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Project Tracking & Workforce Costings |
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Hiring and onboarding |
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Team management tools |
Concierge
For busy, compliance-minded businesses committed to their employees.
$149/mo base price
plus $12/mo per person
Plan details:
Everything in our Core and Complete plans, plus:
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Certified HR pros |
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HR resource center |
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Compliance alerts |
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Dedicated best-in-class support |
Compare plans and features
Contractor Only
Haven’t hired W-2 employees yet?
We can help you pay your 1099 contractors for just $6 per person each month.
Add extra benefits like 401(k)s, FSAs, and more to any plan.
Workers' comp
Pay-as-you-go workers' comp plans, through our partner AP Intego, that integrate with your payroll.
No administration fees
Pay only for premiums
Gusto Wallet
The Gusto Wallet app is a free way for your employees to track, save, and access their money.
No account minimums
No account or overdraft fees¹
Health insurance
Our licensed brokers can help you pick the right plan and carrier for your team and budget.
Administration included
Pay only for premiums
Health reimbursement²
A flexible health benefit where you choose how much to reimburse eligible employee health premiums each month.
$15/mo per employee
Pick a monthly contribution (up to a max)
401(k) retirement
Integrated 401(k) plans through our partner Guideline, with some of the lowest fees in the industry.
Starts at $49/month plus
$8/participating employee
No setup fee
529 college savings
Tax-advantaged savings accounts, through our partner Gradvisor, so employees can save for their children's educations.
$6/mo per participant
$18/mo minimum
No setup fee
Health benefits are not available with Gusto's Basic plan.
1 Some fees, such as out-of-network ATM and foreign transactions fees, may apply. Please review the terms and conditions carefully.
2 Health reimbursements are offered as part of a Qualified Small Employer Health Reimbursement Arrangement (QSEHRA).
Set up tax-advantaged spending accounts for your team.
One $200 annual service charge covers all three account types
Health savings accounts (HSAs)
Pre-tax savings accounts for qualified health expenses.
$2.50/mo per participant
No minimum
Commuter benefits
Pre-tax spending accounts for commuting costs.
$4/mo per participant
$20/mo minimum
Flexible spending accounts (FSAs)
Pre-tax spending accounts for qualified health expenses (Health FSA) and qualified dependent care expenses (Dependent FSA).
$4/mo per participant
$20/mo minimum
Compare plans by features
Pricing
Core
Complete
Concierge
Monthly fees
$39 + $6 per person
$39 + $12 per person
$149 + $12 per person
Full-Service Payroll
Monthly fees
All 50 states
Multi-state payroll
Tax filings and payments
Next-day direct deposit
2-day direct deposit